Siddarth Sethia
Many Gruha Lakshmi beneficiaries have taken bank loans and the amount gets auto debited from the account the moment the Gruha Lakshmi amount is credited into their account.
In this backdrop,many women have changed their bank accounts.These beneficiaries should not face any difficulty.
When the Gruha Jyothi guarantee scheme was being implemented,care was taken to prevent misuse.
Had this same caution been followed in the other schemes as well,the extent of misuse would have been lower.
It has been detected that Gruha Lakshmi money is going even to deceased beneficiaries.Misuse of this kind must not happen.
As soon as the Gruha Lakshmi money is credited to a beneficiary’s account,it should be confirmed to them via a voice message to their mobile.
*Key points from the review meeting on guarantee schemes held under the Chairmanship of the CM at Vidhana Soudha.
Officials brought to the meeting’s attention cases where some people are misusing the scheme by opening UPI accounts on Airtel Payments Bank (an account that Airtel SIM holders are allowed to use).
Accounts must be within Karnataka.It has been detected that money is going to accounts in other states,this must be stopped.
Our state’s schemes should reach only beneficiaries from our state.The benefit of the scheme is going to voters from other states;this must be stopped.
If any well-off beneficiaries come forward to help other eligible beneficiaries by voluntarily giving up the guarantee schemes, such people should be encouraged.
The meeting also discussed the financial burden on the poor and middle class due to Central government’s policies,effects of price rise,and decline in per capita income.
A detailed discussion was held on two major technical problems in the implementation of Gruha Lakshmi scheme.
Discussions were held on lack of timely information on deceased beneficiaries, and e-KYC and bank account/NPCI mapping being not followed.
*The following matters mentioned in the Accountant General’s report were also discussed at the meeting:
Multiple beneficiaries are receiving Gruha Lakshmi money in a single account.The AG’s report states that a total of Rs.60 crore has gone out in three lakh installments.
The AG report notes that a single person has registered multiple accounts.
The issue of non-verification of the authenticity of details mentioned in previously received applications was also discussed.
Under the Shakti scheme,up to end of May 2026,763 crore free trips have been availed of by women and the government has spent a total of Rs.20,047.69 crore for free trips under the scheme.
For the year 2026–27,an estimated 10 lakh free bus passes are to be distributed to students,including General,Scheduled Caste,and Scheduled Tribes.
Under the Gruha Jyothi scheme,up to the end of May 2026,1.65 crore beneficiaries are receiving the benefits under the scheme.
Instructions have been given to gather information on those beneficiaries who have come from other states and are availing the Gruha Jyothi benefit.
Only voters whose names appear in the electoral roll will be beneficiaries of government schemes.Therefore, during the Special Intensive Revision,beneficiaries must ensure that their names are not left out of the electoral rolls.
Under the Anna Bhagya scheme,Rs.11,561 crore has been transferred to beneficiaries’ accounts through DBT (Direct Benefit Transfer).
From July 2023 to December 2024, a total of Rs 11,561.05 crore was transferred through DBT to a total of 72,02,33,970 beneficiaries.
Subsequently,from February 2025 until now,an additional 5 kg of rice is being distributed every month under the Anna Bhagya scheme to a total of 4,44,67,942 beneficiaries.
Strict measures must be taken to curb the illegal sale of Anna Bhagya rice in the black market.
