Andhra Bank, New Delhi – Branch Level Bankers Meet on consultation and Idea Generation/ideation

binod takiawala

Andhra Bank has informed that the first stage of the bottom-up consultative process
designed to generate ideas and review performance of Banks and their alignment with
national priorities, is conducting at the Zonal Level on 17 th and 18 th August, 2019
involving all branches within the Zonal jurisdiction. This was a first of its kind
consultations where the branches themselves were asked to review their performance,
deliberate on the issues before the banking sector, and ideate on future strategy and
the way forward. The meet focuses on the ways and means to increase credit to various
sectors of the economy, enhance use of technology to bring about innovation and
enable big data analytics, and make banking citizen-centric as well as more responsive
to the needs and aspirations of senior citizens, farmers, small industrialists, youth
entrepreneurs, students and women.
Today, we reviewed the performance of the Branches, and its alignment with national
priorities in areas such as__
 Credit support for economic growth
 Infrastructure/industry
 Farm sector and Blue economy
 Jal Shakti
 MSME sector and MUDRA loans
 Education loans
 Export credit
 Green economy
 Swachh Bharat
 Financial inclusion and women empowerment
 Direct benefit transfers
 Less cash/digital economy
 Ease of living
 Alignment with local priorities and
 Corporate Social Responsibility


As a result of the consultations, a number of implementable and innovative suggestions
came up on how our Bank may improve their performance and what the roadmap for
the future should be. These suggestions are being collated and will be sent to higher
authorities for further discussions at the SLBC/State level, along with comparative
performance assessment of the branches under each zone. After the SLBC level, final
consultations will be held at the national level to compare both intra and inter-bank
performances, and to finalise the suggestions regarding the way ahead for
implementation across PSBs.
The consultative process has resulted in a renewed sense of involvement and purpose
down to the branch level and the Bank is geared towards implementing the roadmap for
the future, improve its performance, and align itself to national priorities so that it may
fulfil its mandate of partnering the Indian growth story.